TOOLS Net Worth Mortgage Seller Net Sheet Rent vs. Buy Trust Check
Your two options
$
$
$97,000 down
%
7 years
2 yrs15 yrs
Assumptions — adjustable
%
%
$
After 7 years  
Renting: total cost$0
Buying: net cost after equity$0
Equity built (paydown + appreciation)$0
Break-even point
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Simplified model: excludes selling costs, PMI, tax deductions, and investment returns on your down payment. Estimates only.